Frequently Asked Questions

When will I get my insurance documents?

On completion of your online application documentation will be available immediately, this means no more waiting for post or emails to gain access to your documents.

You will also be prompted to create a customer zone account, your documents will be saved securely there for the life of the policy, they will then be available to you 24 hours a day seven days a week , the customer zone works on most mobile devices meaning you will have access to your documents when on the move!

Lost documents

Do not worry if you lose your policy documents. Your insurance policy is available online in our customer zone, so you can always print out another copy if you need to do so. Just follow the customer zone links. If you can't remember your password just use the forgotten password link and we'll help you set up a new one.

Any problems just give us a call.

Can I cancel my policy?

As a general rule you can cancel your policy at any time; however, cancellation terms vary between insurers so you should check the policy wording.

The insurer will normally charge you for any time on risk (where you have been covered and could have made a claim) plus an administration fee. Of course if you have made a claim then you should expect to pay for the policy in full.

My name has changed do I need to tell you?

As soon as you can, you should let us know so that we can amend your policy documents and send you a new certificate of insurance.

My contact details have changed do I need to tell you?

Yes please it is important that we have up to date contact details on file, both in case you have to make a claim and to make sure we can send you your renewal documents when the time comes. Especially important is that you let us know your current email address.

I am selling my motorhome, what should I do, can I transfer my policy to the new owner?

Once you have sold your motorhome you no longer have an ""insurable interest"" in it, so you should contact us as soon as you can to arrange for the policy to be cancelled. Usually the insurer will return any premiums after subtracting cancellation fees and time on risk charges.

The new owner will need to take out their own policy, but why not refer them to us as we will pay you an introducer fee for any policy subsequently taken out.

I am buying a new motorhome to replace my existing one should I cancel my insurance?

Normally you won't need to take out a new policy when you change motorhome, simply contact us and we will amend your existing policy. You don't need to cancel your policy. Depending on the specification of your new motorhome you may have to pay an additional premium. If you are paying by direct debit this can usually be added to your monthly payments.

How do I make a claim?

In the event you need to make a claim telephone the insurer as soon as you can. The claim line telephone number is printed on your certificate of insurance. If you don't have that to hand you can always go to the customer zone on the website, from there you can download a new set of documents. Alternatively just give us a call and we'll help get the claim registered for you.

14 Day Money Back Guarantee

You have 14 days from the start date when you can cancel this policy for no fee. If you cancel back to the start date, we will refund what you've paid in full, provided no claims have occurred.

What can I do if I have a complaint?

It is our intention to provide you with a high level of customer service at all times, however, if you wish to register a complaint, please contact us:

  • In Writing: The Complaints Manager, CETA Insurance Limited, CETA House, Cromwell Business Park, Chipping Norton, Oxfordshire, OX7 5SR
  • By Phone: 01608 647654
  • By Email: [email protected]

If your complaint relates to a policy underwritten by an insurer at Lloyd¢¢â€šÂ¬¢â€žÂ¢s please note that in some circumstances we may not be authorised to handle your complaint and will need to pass this onto your insurer. Please refer to your policy wording for full details of the complaints procedure in relation to your policy.

Details of Lloyd¢¢â€šÂ¬¢â€žÂ¢s complaints procedures are set out in a leaflet ¢¢â€šÂ¬…“HOW WE WILL HANDLE YOUR COMPLAINT¢¢â€šÂ¬‚ available at www.lloyds.com/complaints and also available from the address below.

Where we hold authority to handle your complaint on behalf of an insurer at Lloyd¢¢â€šÂ¬¢â€žÂ¢s and you are dissatisfied with the response that you receive from us, you can refer your complaint to Lloyd¢¢â€šÂ¬¢â€žÂ¢s. Lloyd¢¢â€šÂ¬¢â€žÂ¢s will investigate the matter and provide a final response. Lloyd's contact details are as follows:

Complaints
Lloyd's
One Lime Street
London EC3M 7HA
Email: [email protected]
Telephone: +44 (0)20 7327 5693
Fax: +44 (0)20 7327 5225
Website: www.lloyds.com/complaints

Ultimately, should you remain dissatisfied with the response from any of the above, you may, if you are eligible, refer your complaint to the Financial Ombudsman Service (FOS). http://www.financial-ombudsman.org.uk/

If you wish to complain about an insurance policy purchased online you may be able to use the European Commission's Online Dispute Resolution platform, which can be found at the following address: https://ec.europa.eu/consumers/odr

What if I am facing financial difficulties

If you are a policy holder and you are experiencing financial difficulties in continuing to make payments for your insurance policies, please contact our office to discuss how we can assist you.

We can speak to the finance provider to see whether the following would be suitable;

  • “Hold” the agreement for 7 days to allow the customer more time to pay an outstanding instalment
  • Entering a Debt Respite scheme also known as “Breathing Space” which give eligible debtors legal protections from creditor actions for up to 60 days

As well as speaking to us, you can get free help and advice from the government and other organisations that are able to offer support and advice on managing your financial circumstances;

StepChange

Debt advice and fee free debt management. – www.stepchange.org or 0800 138 1111

Citizens Advice

Advice and help on managing debt – www.citizensadvice.org.uk or 0800 144 8848

Money Helper

Advice on managing income, debt management and free advisory services – www.moneyhelper.org.uk

Have you already got a quote?

Just enter your quote reference and email to recall your quote.